Get Approved for Auto Financing in Eugene, OR

Bad Credit? No Credit?
We Can Help!

Lithia Nissan of Eugene's credit specialists are here to help you on your credit approval journey.

The search for auto financing can be just as time consuming as finding the vehicle you want to purchase. For first time Nissan and used car buyers this process can seem like a huge hill to climb if you have no credit or credit issues. Our experienced credit team will offer great ideas to help you get approved and on your way in your new or used vehicle. If you are a car buyer with credit issues near the Eugene area, Lithia Nissan of Eugene is ready to help you get approved and on the road to building your credit.

If you are ready to find out what Lithia Nissan of Eugene can do for you, click "Get Approved" and let's start your next auto adventure.

What to expect when Getting Approved with Lithia Nissan of Eugene

Connect and Get Pre-Approved Fast

    - Done in minutes
    - Secure and free
    - No social security info needed

Purchase a Vehicle with Confidence

    - Know your buying power
    - Get a credit score without hitting your credit
    - Connect and get answer from experts in special finance

Fun and Relaxed Atmosphere

    - Credit specialists will guide you through the process
    - Purchase a new vehicle with confidence
    - You will never feel pressured

Buy a Used or New Car with Peace of Mind using our Finance FAQ

I've been through a divorce; can you help get me financed?

Our team at Nissan of Eugene can help secure car loan financing for people that have filed for divorce. We have unmatched relationships with hundreds of lending resources at local and national level. Complete your preapproval online so you know exactly what the numbers will look like before you ever set foot in our dealership.

I'm a first-time buyer; can I buy a car from you?

Our lenders fund car loans for first time car buyers just like you. In fact, if you are early in developing your credit our specialists will help you get the right loan that may even help you build a better credit.

I have a super low credit score; can you help me get an auto loan?

We specialize in helping customers with low credit score that have been turned down by other dealerships, banks and credit unions.

I've been through a repossession; do you have financing available?

Nissan of Eugene works with lenders to bring financing to our customers with repossession history. We will communicate with them the challenges that you went through that lead to the repossession in order to help you secure financing.

Do I need a co-signer?

The common reasons you would need a co-signers are:

1. Your income is too low for the amount requested

2. You have credit issues that are too recent

3. Your credit history doesn't meet any of our lender's guidelines.

With a well-qualified cosigner, someone with credit challenge will most often succeed in obtaining an approval for auto-financing. Often, many people will use a cosigner in order to get a lower interest rate saving hundreds or even thousands of dollars in interest over the course of the loan.

Challenges can be frustrating but our credit experts are here to help you!