Buy a Used or New Car with Peace of Mind using our Finance FAQ

I've been through a divorce; can you help get me financed?

Our team at Nissan of Eugene can help secure car loan financing for people that have filed for divorce. We have unmatched relationships with hundreds of lending resources at local and national level. Complete your preapproval online so you know exactly what the numbers will look like before you ever set foot in our dealership.

I'm a first-time buyer; can I buy a car from you?

Our lenders fund car loans for first time car buyers just like you. In fact, if you are early in developing your credit our specialists will help you get the right loan that may even help you build a better credit.

I have a super low credit score; can you help me get an auto loan?

We specialize in helping customers with low credit score that have been turned down by other dealerships, banks and credit unions.

I've been through a repossession; do you have financing available?

Nissan of Eugene works with lenders to bring financing to our customers with repossession history. We will communicate with them the challenges that you went through that lead to the repossession in order to help you secure financing.

Do I need a co-signer?

The common reasons you would need a co-signers are:

1. Your income is too low for the amount requested

2. You have credit issues that are too recent

3. Your credit history doesn't meet any of our lender's guidelines.

With a well-qualified cosigner, someone with credit challenge will most often succeed in obtaining an approval for auto-financing. Often, many people will use a cosigner in order to get a lower interest rate saving hundreds or even thousands of dollars in interest over the course of the loan.

Challenges can be frustrating but our credit experts are here to help you!